In the US, health insurance is voluntary and is carried out almost entirely by employers. Health insurance is the most common type of insurance on the job, but employers are not obliged to provide it. Not all American employees get such insurance. Yet in most major health insurance companies it is almost indispensable condition, and in 1990 it reached about 75% of the US population.

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We are going to indicate how much the insurance company is required to pay for the claims and under which coverage they are paid. According to the task’s conditions, the first event was in April 12th, 2012, when a water pipe burst in your kitchen and it produced $45,000 to your home and $6,000 to some small appliances and kitchen items. As it is known, the coverage A ... read more

Liberty Mutual Insurance Group is a diversified worldwide insurer founded in 1912. Many people worldwide recognize the company as Liberty Mutual. As stated by the National Association of Insurance Commissioners, this company is the third largest casualty and property insurer in the United States of America. This is grounded on the net written premiums in 2010. In the 2011 Fortune 500 list, L... read more